{"id":780,"date":"2026-05-06T21:03:27","date_gmt":"2026-05-06T19:03:27","guid":{"rendered":"https:\/\/bilten.spk.rs\/spkbilten012026\/?page_id=780"},"modified":"2026-05-07T10:47:13","modified_gmt":"2026-05-07T08:47:13","slug":"aleksey-fomichev","status":"publish","type":"page","link":"https:\/\/bilten.spk.rs\/spkbilten012026\/sl\/intervju-2\/aleksey-fomichev\/","title":{"rendered":"Aleksey Fomichev"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"780\" class=\"elementor elementor-780\" data-elementor-post-type=\"page\">\n\t\t\t\t<div class=\"elementor-element elementor-element-beb46f5 e-flex e-con-boxed e-con e-parent\" data-id=\"beb46f5\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-bf3466a animated-slow e-con-full e-flex elementor-invisible e-con e-child\" data-id=\"bf3466a\" data-element_type=\"container\" data-e-type=\"container\" data-settings=\"{&quot;animation&quot;:&quot;fadeInLeft&quot;}\">\n\t\t\t\t<div class=\"elementor-element elementor-element-b97b229 elementor-widget elementor-widget-heading\" data-id=\"b97b229\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Intervju<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-9c796cc elementor-widget elementor-widget-heading\" data-id=\"9c796cc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Aleksey <b>Fomichev<\/b>  <\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-b4699fc elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"b4699fc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-96527d0 elementor-widget elementor-widget-heading\" data-id=\"96527d0\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">Direktor prodaje<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2acd70d elementor-widget elementor-widget-heading\" data-id=\"2acd70d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\">BI i DC Adriatic, Coface<\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2a8329a elementor-widget__width-auto elementor-widget elementor-widget-heading\" data-id=\"2a8329a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t\t<span class=\"elementor-heading-title elementor-size-default\"><a href=\"https:\/\/www.coface.rs\/\" target=\"_blank\">www.coface.rs<\/a><\/span>\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5f6d953 elementor-widget elementor-widget-text-editor\" data-id=\"5f6d953\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p>Aktualni gospodarski trendi v Srbiji ka\u017eejo na pove\u010dane pritiske v poslovnem sektorju, kar je \u0161e posebej vidno pri gibanjih na podro\u010dju insolventnosti. V zadnjih letih Srbija bele\u017ei v povpre\u010dju desetkrat ve\u010d ste\u010dajev v primerjavi s Slovenijo, ta dinamika pa ostaja relativno stabilna v zadnjih \u0161tirih letih. Ta trend se nadaljuje tudi v prvem \u010detrtletju 2026, ko je \u0161tevilo novih ste\u010dajev \u0161e vedno na visoki ravni.\u00a0<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-0845b24 e-con-full e-flex e-con e-child\" data-id=\"0845b24\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-845b1e0 animated-slow elementor-invisible elementor-widget elementor-widget-image\" data-id=\"845b1e0\" data-element_type=\"widget\" data-e-type=\"widget\" data-settings=\"{&quot;_animation&quot;:&quot;fadeInRight&quot;}\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"744\" height=\"683\" src=\"https:\/\/bilten.spk.rs\/spkbilten012026\/wp-content\/uploads\/2026\/05\/bilten_2026_intervju_photo_aleksey-1.webp\" class=\"attachment-large size-large wp-image-985\" alt=\"\" srcset=\"https:\/\/bilten.spk.rs\/spkbilten012026\/wp-content\/uploads\/2026\/05\/bilten_2026_intervju_photo_aleksey-1.webp 744w, https:\/\/bilten.spk.rs\/spkbilten012026\/wp-content\/uploads\/2026\/05\/bilten_2026_intervju_photo_aleksey-1-300x275.webp 300w\" sizes=\"(max-width: 744px) 100vw, 744px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-bd7c1ab e-flex e-con-boxed e-con e-parent\" data-id=\"bd7c1ab\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-70dd8bf elementor-widget elementor-widget-text-editor\" data-id=\"70dd8bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t\t\t\t\t\t<p><strong>SPK: Kako ocenjujete trenutne ekonomske trendove u Srbiji i kako se oni, po va\u0161em mi\u0161ljenju, upore\u0111uju sa ekonomskim kretanjima u Sloveniji?<\/strong><\/p><p><strong>AF:<\/strong> Aktualni gospodarski trendi v Srbiji ka\u017eejo na pove\u010dane pritiske v poslovnem sektorju, kar je \u0161e posebej vidno pri gibanjih na podro\u010dju insolventnosti. V zadnjih letih Srbija bele\u017ei v povpre\u010dju desetkrat ve\u010d ste\u010dajev v primerjavi s Slovenijo, ta dinamika pa ostaja relativno stabilna v zadnjih \u0161tirih letih. Ta trend se nadaljuje tudi v prvem \u010detrtletju 2026, ko je \u0161tevilo novih ste\u010dajev \u0161e vedno na visoki ravni.<\/p><p>Ve\u010d kot 9.000 primerov insolventnosti v Srbiji v letu 2025 je dr\u017eavo uvrstilo med najbolj prizadete trge v celotni regiji srednje in vzhodne Evrope.<\/p><p>Najizrazitej\u0161i primeri ste\u010dajev v letu 2025 so bili v gradbenem sektorju, dodatna tveganja pa so prisotna tudi v avtomobilski ter transportni in logisti\u010dni industriji. Ta gibanja so skladna z oceno poslovnega okolja dru\u017ebe Coface za Srbijo, ki se nahaja na ravni A4 in odra\u017ea povi\u0161ano raven operativnih in sektorskih tveganj v poslovnem okolju.<\/p><p>V Sloveniji je skupno \u0161tevilo insolventnosti bistveno ni\u017eje, vendar je struktura sektorskih pritiskov podobna. Najve\u010d ste\u010dajev je zabele\u017eenih v gradbeni\u0161tvu, medtem ko so najve\u010dji in najpomembnej\u0161i sodni postopki povezani s podjetji iz avtomobilske in transportne industrije. Prav tako se v prihodnjih mesecih pri\u010dakujejo izrazitej\u0161e te\u017eave z zamudami pri pla\u010dilih, zlasti v gradbeni\u0161tvu, avtomobilski industriji, logistiki ter v profesionalnih in trgovinskih storitvah. Kljub tem pritiskom pa ravni tveganja v Sloveniji ostajajo precej bolj zmerne v primerjavi s Srbijo.<\/p><p><strong>SPK: Kateri nasvet bi dali podjetjem, ki \u017eelijo varno rasti v negotovih \u010dasih?<\/strong><\/p><p><strong>AF:<\/strong> Izku\u0161nje s trgi srednje in vzhodne Evrope ter zahodne Evrope ka\u017eejo, da se podjetja danes soo\u010dajo z ve\u010djo gospodarsko negotovostjo in kompleksnej\u0161im profilom tveganj. V tak\u0161nih razmerah je najpomembnej\u0161i nasvet za varen in trajnosten razvoj proaktivno upravljanje tveganj, ki temelji na zanesljivih informacijah in stalnem spremljanju poslovnega okolja.<\/p><p>Klju\u010dno je, da podjetja ne ocenjujejo le svojih kupcev in partnerjev, temve\u010d tudi dobavitelje. Te\u017eave pri izpolnjevanju obveznosti s strani dobaviteljev lahko povzro\u010dijo resne motnje v dobavni verigi in neposredno ogrozijo kontinuiteto poslovanja. Zato priporo\u010damo uporabo evropskih standardov v KYC in KYS postopkih, da se tveganja pravo\u010dasno prepoznajo.<\/p><p>Poleg za\u010detne ocene predstavlja stalni monitoring temelj odgovornega upravljanja tveganj. Vsakodnevno spremljanje finan\u010dnega stanja, poslovnih aktivnosti in morebitnih tveganih signalov pri strankah, partnerjih in dobaviteljih omogo\u010da podjetjem, da pravo\u010dasno ukrepajo, prilagodijo odlo\u010ditve in nadaljujejo razvoj tudi v obdobjih pove\u010dane negotovosti, kakr\u0161na zaznavamo danes v globalnem gospodarskem okolju.<\/p><p><strong>SPK: Kako Coface vidi svojo vlogo pri podpori podjetjem, ki se \u017eelijo \u0161iriti ali sodelovati na globalnih trgih?<\/strong><\/p><p><strong>AF:<\/strong> Kot globalni vodilni ponudnik na podro\u010dju kreditnega zavarovanja in upravljanja poslovnih tveganj Coface svojo vlogo vidi kot strate\u0161kega partnerja podjetjem, ki stremijo k rasti in mednarodni ekspanziji. Zahvaljujo\u010d mo\u010dnemu mednarodnemu prisotnosti in globalni mre\u017ei Coface povezuje lokalne trge z globalnimi poslovnimi tokovi ter podjetjem pomaga sprejemati informirane in varnej\u0161e poslovne odlo\u010ditve.<\/p><p>V Srbiji vidimo pomemben potencial za nadaljnji razvoj, zato Coface neposredno ponuja storitve poslovnih informacij in izterjave terjatev na lokalnem trgu. Vsakodnevno bele\u017eimo veliko \u0161tevilo preverjanj srbskih podjetij v na\u0161i globalni bazi podatkov, kar potrjuje nara\u0161\u010dajo\u010de zanimanje mednarodnih strank Coface skupine za poslovanje in vlaganja v Srbijo, ne le iz tradicionalnih evropskih trgov, temve\u010d tudi iz Azije.<\/p><p>Kot partner Privredna komora Srbije Coface tesno sodeluje z oddelkom za finan\u010dne institucije ter sektorji, usmerjenimi v mala in srednja podjetja, z namenom, da se doma\u010da podjetja kakovostno pripravijo na nove vlagatelje in globalne poslovne prilo\u017enosti. To sodelovanje pridobiva dodatni pomen v kontekstu velikih mednarodnih dogodkov, kot je Expo 2027, ki predstavlja pomemben katalizator za nove investicije in mednarodno prepoznavnost Srbije.<\/p><p><strong>SPK: Katere nove re\u0161itve, orodja ali storitve bi izpostavili kot posebej relevantne za podjetja danes?<\/strong><\/p><p><strong>AF:<\/strong> Skupina Coface nenehno vlaga v razvoj digitalnih in analiti\u010dnih re\u0161itev, ki podjetjem omogo\u010dajo pravo\u010dasno in u\u010dinkovito upravljanje tveganj. Prek platforme Urba360 lahko podjetja na enem mestu in z nekaj kliki preverijo kreditno sposobnost kupcev in dobaviteljev, spremljajo spremembe v njihovem finan\u010dnem stanju z vsakodnevnim monitoringom ter pravo\u010dasno prepoznajo tveganja zamud ali nepla\u010dil.<\/p><p>V okolju, ki ga zaznamujejo vse ve\u010dja regulatorna in reputacijska tveganja, morajo podjetja danes svoje poslovne partnerje ocenjevati \u0161ir\u0161e od zgolj finan\u010dnih kriterijev. Zahvaljujo\u010d sodelovanju z London Stock Exchange Group so na\u0161im strankam na voljo tudi napredna orodja za skladnost poslovanja, vklju\u010dno s pregledom sankcij in preverjanjem skladnosti z mednarodnimi regulatornimi zahtevami. Za podjetja Coface ponuja tudi API integracije, ki omogo\u010dajo dostop do vseh relevantnih podatkov v realnem \u010dasu neposredno iz na\u0161ih sistemov. Poleg digitalnih re\u0161itev Coface prek projektov, izvedenih v sodelovanju s Privredna komora Srbije, kot sta Business Excellence certifikat in Ambasador projekt, dodatno podpira najuspe\u0161nej\u0161a mala in srednja podjetja. Cilj teh pobud je krepitev kredibilnosti doma\u010dih podjetij pri novih partnerjih in vlagateljih ter podpora njihovemu razvoju iz malih in srednjih podjetij v velike korporativne sisteme.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e18b2c elementor-widget elementor-widget-image\" data-id=\"2e18b2c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<a href=\"https:\/\/www.coface.rs\/poslovne-informacije\/urba360-alat-za-procenu-poslovnog-rizika\" target=\"_blank\" rel=\"nofollow\">\n\t\t\t\t\t\t\t<img decoding=\"async\" width=\"1080\" height=\"480\" src=\"https:\/\/bilten.spk.rs\/spkbilten012026\/wp-content\/uploads\/2026\/05\/COFACE_LOGO_1080x480.webp\" class=\"attachment-full size-full wp-image-543\" alt=\"\" srcset=\"https:\/\/bilten.spk.rs\/spkbilten012026\/wp-content\/uploads\/2026\/05\/COFACE_LOGO_1080x480.webp 1080w, https:\/\/bilten.spk.rs\/spkbilten012026\/wp-content\/uploads\/2026\/05\/COFACE_LOGO_1080x480-300x133.webp 300w, https:\/\/bilten.spk.rs\/spkbilten012026\/wp-content\/uploads\/2026\/05\/COFACE_LOGO_1080x480-1024x455.webp 1024w, https:\/\/bilten.spk.rs\/spkbilten012026\/wp-content\/uploads\/2026\/05\/COFACE_LOGO_1080x480-768x341.webp 768w\" sizes=\"(max-width: 1080px) 100vw, 1080px\" \/>\t\t\t\t\t\t\t\t<\/a>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Intervju Aleksey Fomichev Direktor prodaje BI i DC Adriatic, Coface www.coface.rs Aktualni gospodarski trendi v Srbiji ka\u017eejo na pove\u010dane pritiske [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":735,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_angie_page":false,"site-sidebar-layout":"no-sidebar","site-content-layout":"","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"default","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center 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